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Conventional

Any loan that is not made under government housing guidelines. Usually, a conventional loan meets the underwriting requirements of Fannie Mae and Freddie Mac. A Conforming conventional loan conforms to Fannie and Freddie requirements and falls within the loan limit of $417,000 for a single family home. Conventional loans can be made on properties up to four units; two family unit is $533,850, three family unit is $645,300 and Four Unit is $801,950. These types of loans offer the widest variety of financing options including 100% financing. A Jumbo conventional loan is a loan that exceeds the conforming loan limits.

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