|Zero Origination Fees for all student borrowers|
|Competitive Interest Rates and with good grades, get even lower rates!|
|1% Interest Rate Reduction once 10% of the loan principal is repaid during the full repayment period|
|30-Day No-Fee Return Policy allows you to cancel the loan if you find a better option|
|Cosigner Release available after 24 consecutive on-time principal + interest payments|
- Borrow as little as $2,000 or up to Cost of Attendance per year for a maximum of $120,000 in undergraduate loans or $160,000 in graduate loans.
- Choose between making interest payments or a nominal $25 Proactive Payment towards the loan while in school.
- Use the funds for any qualified educational expense, including past due tuition bills.
- Quick pre-approval once we receive your completed application.
Private Student Loan Consolidation
The cuGrad Private Student Loan Consolidation can be used to consolidate and refinance outstanding private student loan debt. A private student loan consolidation combines all private student loan payments into one easy monthly payment. By refinancing your private student loan debt, you can potentially significantly lower your payments and reduce your interest rate.
- Simplify Your Finances with one easy monthly payment
- Interest-Only Repayment Option available for first 4 years followed by 11 years of principal and interest repayment
- Cosigner Release Available for creditworthy borrowers after 12 consecutive on-time principal and interest payments
- Lower Payment and Competitive Rate possible with extended repayment term