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About Us

At Community South Credit Union, we believe in good natured banking.

Since 1959, we have grown to a $104 million, full-service financial institution and continue to uphold the promise of “people helping people.” We couldn’t have done this without the help and support of our members.

Our credit union is a special financial institution because our members, who are the only beneficiaries of our services and earnings, are also our owners.

We have two locations to serve you:  

  • 1044 Highway 90 East, Chipley Florida
  • 1720 South Waukesha St., Bonifay Florida

Become one of more than 9,300 savvy consumers who have discovered the value of membership! We exist to serve people like you. 

Join Today!

We want you to enjoy the benefits of membership in Community South Credit Union! Our membership is open to employees, retirees, and family members of employees of:

  • Individuals residing or working in Washington County or Holmes County and their relatives
  • Individuals residing or working in Zip Codes 32440 (Graceville), 32420 (Alford), 32431 (Cottondale), 32426 (Campbellton) and their relatives
  • Florida Department of Transportation, District 3
  • State of Florida, located within the third D.O.T. district
  • Washington County - including the County Commission and School Board
  • City of Chipley
  • Community South Credit Union

Applications for membership are available on this website or in both Community South offices. Join today! 

Our Volunteers and Employees

Our board of directors and committee members are elected by a majority vote of our membership. Unlike a bank, all of our board members donate their time without compensation from the credit union.

Holiday Closure Schedule

Date Day of the Week Holiday Information
January 1, 2015 Thursday New Years Day CU Closed 
January 19, 2015 Monday Martin Luther King, Jr. Day CU Closed
February 16, 2015 Monday President's Day CU Closed
May 25, 2015 Monday Memorial Day CU Closed
July 3, 2015 Friday Independence Day CU Closed
September 7, 2015 Monday Labor Day CU Closed
October 12, 2015 Monday Columbus Day CU Closed
November 11, 2015 Wednesday Veterans Day CU Closed
November 26, 2015 Thursday Thanksgiving Day CU Closed
November 27, 2015 Friday Day after Thanksgiving Drive Thru & Bookkeeping open until noon
All other areas closed.
December 24, 2015 Thursday Christmas Eve CU Closed at 1:00 pm
December 25, 2015 Friday Christmas Holiday CU Closed
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NCUA Insurance

Did you know that deposit accounts maintained in different forms of ownership may be separately insured up to $250,000? At Community South Credit Union we carry federal insurance from the National Credit Union Administration (NCUA).

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Financial Calculators

Determine how much home you can afford, prepare for retirement, or compare your auto loan payment options with our handy FREE calculators!

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